Whether you need personal insurance or business insurance, Wright Financial has you covered.

Protect yourself in case you aren’t as healthy as you are now. Should you become ill, health insurance will allow you to see the best specialists, stay at the best hospitals, and get the tests you need to be treated and get better.

If you become ill or injured and are unable to work, it is not just your health that you will be concerned about. Your earning ability will suddenly change, Income Protection or Mortgage Protection will pay the monthly bills to insure you and your family maintain your lifestyle and your home.

Like Mortgage or Income Protection, Disability Income Protection covers a large percentage of your gross income to cover your financial responsibilities if you become ill or injured and are unable to work. This benefit is paid monthly for a term that suits you.

If your job is made redundant or there is no more work available, Redundancy Cover will protect you against the loss of income. This will help you to continue to pay for living expenses normally covered by your income such as your mortgage and other bills.

Focus on your recovery, not your day-to-day and treatment bills. With Trauma Cover you receive a lump sum payment that can be used at your discretion to pay for things like treatment, mortgage, or bills.

Multiple Claim Trauma Insurance will help protect you if you have more than one illness throughout your lifetime. With new medical advances, this relatively new type of insurance helps to provide you with lifelong coverage, even if you have already recovered from the same or a different illness.

You shouldn’t have to deal with the financial commitments you already have in place on top of dealing with a sudden permanent disability. With Total Permanent Disability Insurance, you receive a lump sum payment to help with anything from rehabilitation to education for a new career or just pay bills, it’s your choice.

Most people with a family or debt need some form of Life Insurance just in case the unthinkable happens Life insurance is essential for protecting your family and their financial stability. At a minimum, your Life Cover should cover your debts, funeral expenses, full payment of your mortgage (including any early repayment fee) and Taxes.

Keep you employee’s healthy and more productive by offering your employees affordable health insurance benefits. If you have at least 10 members, you can offer a Health Group Scheme through a subsidised scheme offered by the employer or employees can pay their own premiums. These group schemes, benefit businesses by decreasing downtime with unwell employees.

Have the right protection in place to cover you or your employees and your business. If you or a key stakeholder is disabled through injury or illness, your business could be affected two-fold: by the loss of the revenue they generate and the cost to replace them. Protect yourself with Disability Income Protection.

Starting a new business means that you are taking on a lot of financial burdens and risk. Like the Disability Income Protection, the New to Business Income Protection will protect you from financial loss due to injury or illness even in the first month through to your first 3 years in business.

If your business has been trading for more than 3 years, Directors and Key employees can be covered against injury or illness, where monthly benefits are paid to the company to help cover the burden of losing revenue brought into the company by the key stakeholder.

Protect your farm and your home should you become injured or ill with Rural Funding Insurance. This cover helps to keep the farm running by helping to support additional labour costs and keeps cash flowing to run your business.

Business Trauma Insurance goes above and beyond your personal trauma cover maximums to be used to keep your business running if you are diagnosed with a severe illness or become injured. You have the option to put the lump sum payment towards anything you want, such as: reducing debt, expenses, buyout agreement, and more.

If you, the business owner, or a key, revenue generating person in your business become permanently disabled through illness or injury, the Total Permanent Disablement lump sum cover will help protect your business from the financial loss and help keep the business’ cash flow healthy.

Protect your family by replacing the income lost, plan for how your business will operate or be handed over smoothly, to achieve future directions should you or another key stakeholder be diagnosed as terminally ill or die.